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Self-Help Housing
Self-Help Housing is a program where families collaborate with CAT personnel to access resources and maintain their housing, promoting self-sufficiency and independence.
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Office of Fair Housing and Equal Opportunity
The Office of Fair Housing and Equal Opportunity offers information and assistance on housing discrimination due to race, color, religion, national origin, sex, disability, or familial status. They accept fair housing complaints and operate from 9:00 AM to 4:00 PM, Monday to Friday, with no age restrictions and a nationwide reach.
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ODVA Home Loan Program
ODVA Home Loan Program offers fixed-rate financing for the purchase of owner-occupied, single family residences and is an additional benefit from the Federal VA Home Loan Guaranty Program. It’s available to state veterans and has no age restrictions. Services are available statewide Monday through Friday from 8:00 AM to 5:00 PM.
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Making Home Affordable
Making Home Affordable is a program designed to help homeowners reduce their monthly mortgage payments to a more affordable rate. Their website offers access to mortgage information, local foreclosure counselors, and eligibility requirements, available 24/7 with no age restrictions across the country.
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Housing Rehabilitation Program
The Housing Rehabilitation Program offers 0% deferred payment loans for eligible repairs such as roofs, plumbing, heating systems, and more. Available to qualified homeowners in Clatsop, Columbia, and Tillamook with no age restrictions, open Monday to Friday from 8:30 AM to 5:00 PM.
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Homeownership Preservation Foundation Hotline
The Homeownership Preservation Foundation Hotline is a 24/7 counseling service that provides pre-purchase counseling, homebuyer education, and foreclosure prevention advice to homeowners of all ages nationwide.
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Habitat for Humanity – Columbia County
Habitat for Humanity – Columbia County builds affordable homes in partnership with low-income families and provides access to resources for shelter improvement. Services include home purchase savings, affordable mortgages, home construction, rehabilitation, and repairs. Open Tuesday through Friday with no age restrictions.