The Office of Fair Housing and Equal Opportunity offers information and assistance on housing discrimination due to race, color, religion, national origin, sex, disability, or familial status. They accept fair housing complaints and operate from 9:00 AM to 4:00 PM, Monday to Friday, with no age restrictions and a nationwide reach.
Making Home Affordable is a program designed to help homeowners reduce their monthly mortgage payments to a more affordable rate. Their website offers access to mortgage information, local foreclosure counselors, and eligibility requirements, available 24/7 with no age restrictions across the country.
The Housing Rehabilitation Program offers 0% deferred payment loans for eligible repairs such as roofs, plumbing, heating systems, and more. Available to qualified homeowners in Clatsop, Columbia, and Tillamook with no age restrictions, open Monday to Friday from 8:30 AM to 5:00 PM.
The Homeownership Preservation Foundation Hotline is a 24/7 counseling service that provides pre-purchase counseling, homebuyer education, and foreclosure prevention advice to homeowners of all ages nationwide.
Habitat for Humanity – Columbia County builds affordable homes in partnership with low-income families and provides access to resources for shelter improvement. Services include home purchase savings, affordable mortgages, home construction, rehabilitation, and repairs. Open Tuesday through Friday with no age restrictions.
Fair Housing Council of Oregon offers education, outreach, and technical assistance on local fair housing laws, protecting people against housing discrimination. They serve landlords and property managers, providing resources for anyone in need. No age restrictions apply to their services, which are available statewide.
Consumer Credit Counseling of Southern Oregon offers financial education and counseling services, including credit/debt counseling, bankruptcy education, and daily money management. Appointments and intakes are currently available by phone only.
Center for Home Ownership offers affordable housing opportunities, foreclosure prevention counseling, financial coaching, and first-time homebuyer education for families of modest means. Available classes include ABCs of Home Buying and Ready to Rent.