Homeowners

Housing Rehab Program

Housing Rehabilitation offers 0% interest, deferred payment loans (no monthly payments) to qualified homeowners with eligible repairs.

Contact:
Susan Wagner
(503) 366-6562
(800) 404-3511

Weatherization

Weatherization Program provides funding for measures that help reduce energy cost to qualified homeowners and renters.

Contact:
Jen White
(503) 366-6589
(800) 404-3511

Post-Purchase Counseling

Counsels new homeowners in protecting their credit rating, maintaining regular mortgage payments, budgeting and saving money, using equity responsibly and maintaining their property as an asset.

Oregon Hotline for Foreclosure Prevention
1-888-995-HOPE (4673)

Oregon Homeowner Support

www.oregonhomeownersupport.gov

Oregon Foreclosure Avoidance Program

Gives Homeowners the opportunity to meet with their lender to negotiate a foreclosure avoidance measure.

Resolution Conference required prior to judicial or non-judicial foreclosure proceedings
Ends “dual tracking” process
Homeowner must be “at risk” – able to show hardship or in default on mortgage
Grantor (homeowner) or Beneficiary (lender) requests resolution conference (first notice then sent)
Grantor must pay a fee ($175) (reduced fee for low income grantors) within 25 days
Grantor must meet with a Housing Counselor (Local Agency for Clatsop, Columbia and Tillamook Counties is Community Action Team, Inc.)
Grantor and Beneficiary exchange documents
Resolution Conference within 75 days of first notice

Visit: www.foreclosuremediationor.org or call (503) 325-8098

Public access computers available in all three counties (Clatsop, Columbia and Tillamook)

Foreclosure Prevention