Housing Rehabilitation Program offers 0% interest, deferred payment loans (no monthly payments) to qualified homeowners with eligible repairs.

Contact:
Susan Wagner
(503) 366-6562
(800) 404-3511

Weatherization Program provides funding for measures that help reduce energy cost to qualified homeowners and renters.

Contact:
Ami Stea
(503) 366-6587
(800) 404-3511

Counsels new homeowners in protecting their credit rating, maintaining regular mortgage payments, budgeting and saving money, using equity responsibly and maintaining their property as an asset.

Contact:
Nicole Martin
(503) 325-8098
(800) 325-8098

Review of mortgage and other debt, budgeting are discussed. A Plan of Action is drawn up to assist homeowners with foreclosure prevention.

Northwest Oregon Regional Housing Center – Providing foreclosure prevention counseling.

Contact: Cindy Peake
(503) 325-8098
(800) 325-8098

Oregon Hotline for Foreclosure Prevention
1-888-995-HOPE (4673)

Oregon Homeowner Support

www.oregonhomeownersupport.gov

Oregon Foreclosure Avoidance Program

Gives Homeowners the opportunity to meet with their lender to negotiate a foreclosure avoidance measure.

  • Resolution Conference required prior to judicial or non-judicial foreclosure proceedings
  • Ends “dual tracking” process
  • Homeowner must be “at risk” – able to show hardship or in default on mortgage
  • Grantor (homeowner) or Beneficiary (lender) requests resolution conference (first notice then sent)
  • Grantor must pay a fee ($175) (reduced fee for low income grantors) within 25 days
  • Grantor must meet with a Housing Counselor (Local Agency for Clatsop, Columbia and Tillamook Counties is Community Action Team, Inc.)
  • Grantor and Beneficiary exchange documents
  • Resolution Conference within 75 days of first notice

Visit: www.foreclosuremediationor.org or call (503) 325-8098

Public access computers available in all three counties (Clatsop, Columbia and Tillamook)